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Home / Life Insurance Overview / General Life Insurance Questions? / Who Regulates Life Insurance Companies?


 

 


Life insurance companies are regulated by the individual states in which they are licensed or certified to sell insurance. There is not a federal regulating body for insurance such as the Securities and Exchange Commission, which regulates the securities industry. The name of the regulating body varies from state to state, but can usually be found under Department of Insurance, or Insurance Department on your states Official Website. Not to be confused with regulation, insurance companies are also “rated” on performance and financial soundness. Two of the best known rating companies are AM Best Companies and Standard & Poor’s.



 

 

 

 

 

 

 

 

 

 

 

 

 



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